Stuck on Style 1.

I feel like what your playable character looks like when you just started a new game file. I'm generated in a plain coloured top and bottom, and I have the default haircut and hair colour. As this decade started, I quit my public retail job and started freelancing from home. Most of my clothes in 2020 were black and white plain garments, uniformally uniform so I could work. I also used to have pink hair, a luxury I treated myself to but phased out when work hours dropped and needing to save up to live with my partner.
I feel like I poured all my creativity into my work and forgot to save some for me. This is ironic because people assume that artists and makers are full of creativity and always have a unique style. Regardless of my hobbies or work, I'm not a bottomless bread basket.
My mother asks me regularly: "When will you have pink hair again? I liked it better than your plain black hair it's so dark" and my answer is always "when I'm not broke". I'm not truly broke, but I make just enough to pay for the essentials right now and really don't have the wiggle room for new hair. And even then, I've found myself unmotivated standing in front of prospective clothes to browse and buy. Without a vision of a new style, I'm simply sifting. I also went through a body change over the past 2 years that I'm slowly coming to terms with.
New work, new age bracket, changing body, up and down income, and the ethics of buying are all in my back pocket as I fish for a new look. And I won't get started on how it's affecting me mentally.